Personal Monthly Budget Template
Table of Contents
- Income
- Home Expenses
- Savings
- Transportation
- Daily Living
- Entertainment
- Health
- Vacation / Holiday
- Budget Summary
- Instructions to Create in Smartsheet
- Template Usage Details
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This is a printable Personal Monthly Budget Template designed to track projected versus actual income and expenses across a comprehensive set of categories. It organizes items into major groups such as INCOME, HOME, SAVINGS, TRANSPORTATION, DAILY LIVING, ENTERTAINMENT, HEALTH, and VACATION / HOLIDAY, each listing line items with three data columns: PROJECTED, ACTUAL, and DIFFERENCE. The layout also includes a BUDGET SUMMARY section to display TOTAL INCOME, TOTAL EXPENSES, and NET. A prominent note references creating editable copies in Smartsheet by selecting File > Make a copy. The template emphasizes a clear, tabular view for monthly planning and review.
Income
PROJECTED ACTUAL DIFFERENCE
Salary / Wages 0.00
Interest Income 0.00
Dividends 0.00
Refunds / Reimbursements 0.00
Business 0.00
Pension 0.00
Misc. 0.00
TOTAL 0.00 0.00 0.00
Home Expenses
Mortgage / Rent 0.00
Home / Rental Insurance 0.00
Electricity 0.00
Gas / Oil 0.00
Water / Sewer / Trash 0.00
Phone 0.00
Cable / Satellite 0.00
Internet 0.00
TOTAL 0.00 0.00 0.00
Furnishing / Appliances 0.00
Lawn / Garden 0.00
Savings
Emergency Fund 0.00 0.00 0.00 0.00
Transfer to Savings 0.00
Retirement(401K, IRA) 0.00
Investments 0.00
Education 0.00
Other 0.00
TOTAL 0.00 0.00 0.00
Transportation
Car Payments 0.00
Auto Insurance 0.00
Fuel 0.00
Public Transportation 0.00
Repairs / Maintenance 0.00
Registration / License 0.00
TOTAL 0.00 0.00 0.00
Daily Living
Groceries 0.00
Child Care 0.00
Dining Out 0.00
Clothing 0.00
Cleaning 0.00
Salon / Barber 0.00
Pet Supplies 0.00
0.00 0.00 0.00
Entertainment
Video / DVD / Movies 0.00
Concerts / Plays 0.00
Sports 0.00
Outdoor Recreation 0.00
0.00 0.00 0.00
Health
Health Insurance 0.00
Gym Membership 0.00
Doctors / Dentist Visits 0.00
Medicine / Prescriptions 0.00
Veterinarian 0.00
Life Insurance 0.00
0.00 0.00 0.00
Vacation / Holiday
Airfare 0.00
Accommodations 0.00
Food 0.00
Souvenirs 0.00
Pet Boarding 0.00
Rental Car 0.00
0.00 0.00 0.00
TOTAL 0.00 0.00 0.00
Budget Summary
TOTAL INCOME 0.00 0.00 0.00
TOTAL EXPENSES 0.00 0.00 0.00
NET 0.00 0.00 0.00
Instructions to Create in Smartsheet
Click here to create personal monthly budget templates in Smartsheet. This document references a view-only version and provides steps to make a copy for editing:
- This is a view-only file and cannot be edited.
- Create your own copy of this template to edit.
- In the menu, click File > Make a copy...
Template Usage Details
- The template is structured to show three columns for each line item: PROJECTED, ACTUAL, DIFFERENCE.
- Totals are provided for income and expenses to compute NET.
- Common categories include HOME, SAVINGS, TRANSPORTATION, DAILY LIVING, ENTERTAINMENT, HEALTH, and VACATION / HOLIDAY.
- The template can be used to compare budgeted values against actual spending on a monthly basis.